Applying Smart Solutions to a Broken System
By Jack Fallbacher, Manager, Sales Engineer
Healthcare costs are out of control.
I don’t think that’s news to anyone. Most of us have felt the frustration—opening a bill we didn’t expect, skipping care because it’s just too expensive, or wondering why something so essential has to feel so complicated.
That’s why I’m proud to be part of PERMA FAIR.
We’re not trying to fix everything overnight, but we are focused on one clear mission: helping people save money on healthcare. Whether it’s finding better options, cutting through confusion, or just putting dollars back in people’s pockets, it all adds up to something that matters.
With a strong analytical background, I really believe in how PERMA FAIR approaches pricing claims and reducing healthcare costs. The current system doesn’t make sense to me—it’s overly complicated, and often, people end up paying far more than they should. At PERMA FAIR, we’re focused on making things simpler, clearer, and ultimately more fair for everyone.
Growing up, I’ve seen how much the world around me has improved—especially thanks to technology. From smartphones that put the world at our fingertips, to self-driving cars that are closer to reality than ever, to the rise of streaming services that give us instant access to entertainment—innovation has shaped every part of my life.
But when it comes to healthcare? The story is different. Despite all the advancements around us, healthcare costs have continued to rise at an alarming rate. We’ve seen tech change industries, improve communication, and drive efficiency—but healthcare still feels stuck in the past. I don’t believe that’s right, and that’s one of the reasons I joined PERMA FAIR. We’re challenging the status quo by finding smarter, more transparent ways to reduce healthcare costs and make them easier to understand.
I joined PERMA FAIR because I believe this work can make a real difference. Not just in theory—but in everyday lives.
If you’re someone who’s tired of paying too much for healthcare, I’d love for you to check us out at permafair.com. We’re here to help.
Featured Resources
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Cut Through the Noise: Why Indexed Reimbursement is the Future of Fair Benefits
The latest national pricing data confirms what many employers already suspect: the same medical procedure can cost two to nine times more depending on the hospital, insurer, or even the contract. A bypass surgery at one Boston hospital, for instance, billed Aetna members nearly $50,000 less than UnitedHealthcare members, according to a recent Fierce Healthcare report on Trilliant Health’s transparency analysis
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PERMA FAIR Launches Solutions to Address Mounting Health Benefits Crisis for NJ Public Entities
In response to the escalating healthcare cost crisis facing New Jersey’s local governments and school districts, PERMA FAIR Health and Pharmacy (“PERMA FAIR”) has launched a comprehensive platform designed to reduce health benefit costs by up to 25% without compromising coverage or care.
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How I Found Purpose in a Flawed System
At PERMA FAIR, we believe in providing healthcare benefits that prioritize people. We care about empowering our members and fighting against an unjust system. We can’t fix the industry overnight, but we can give people the tools to stop being taken advantage of.
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