Why it works

We take the hassle out of healthcare

Realize the savings

Why indexed reimbursement works

Less than 10% of healthcare claims drive half the cost of employer-sponsored healthcare. At PERMA FAIR, we focus on that 10% and negotiate directly with providers, typically paying half what the major carriers pay. Provider contracts with most major carriers don’t allow for this negotiation, forcing members to bear the costs.



How are we different?

PERMA FAIR is laser-focused on delivering the absolute best member experience.

  • We work closely with providers to assure access to outstanding care at a fair price
  • No referrals needed with no out-of-network restrictions or penalties
  • Our claims review process focuses on improving efficiencies, eliminating overpayments, and providing accurate and timely payments to providers
  • We respond to all provider appeals and provide clients with full legal protection in the event of a dispute
  • Transitioning to PERMA FAIR is as easy as switching major carriers

See How Much You Can Save


With Our Cost Savings Calculator


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