The FAIR and EASY Solution to Healthcare and Prescription Coverage

Partnering with businesses and healthcare providers to lower costs, broaden access, and improve care

A novel Approach

PERMA FAIR can save self-funded employee benefit plans up to 25% on healthcare costs


See How Much You Can Save


With Our Cost Savings Calculator

Realize the Benefits

The Fair Solution

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Lowering Costs, Improving Efficiencies

The PERMA FAIR solution goes beyond simply negotiating fair and reasonable rates. We also help eliminate unnecessary fees, clarify opaque billing practices, and streamline claims and payment processes, saving time and money for businesses and providers alike.

  • Our Custom Health & Benefit Network Design can save you as much as 25% on healthcare
  • Administration, claims and HR support provided every step of the way
  • No healthcare network restrictions and no referrals needed
  • Our dedicated team makes transition and implementation easy
  • Robust Stop Loss protection

Work with Us

Why PERMA FAIR?

We take the hassle out of healthcare. Our experienced team makes transitioning easy by handling everything from plan administration, claims, and HR assistance to dispute resolution, legal support, and more. We work alongside you every step of the way.


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See how much FAIR solutions can save your business and
employers on standard medical procedures and care.

Our Resources

  • PERMA FAIR Launches Solutions to Address Mounting Health Benefits Crisis for NJ Public Entities

    In response to the escalating healthcare cost crisis facing New Jersey’s local governments and school districts, PERMA FAIR Health and Pharmacy (“PERMA FAIR”) has launched a comprehensive platform designed to reduce health benefit costs by up to 25% without compromising coverage or care.

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  • How I Found Purpose in a Flawed System

    At PERMA FAIR, we believe in providing healthcare benefits that prioritize people. We care about empowering our members and fighting against an unjust system. We can’t fix the industry overnight, but we can give people the tools to stop being taken advantage of.

    Read More
  • Applying Smart Solutions to a Broken System

    Healthcare costs are out of control. I don’t think that’s news to anyone. Most of us have felt the frustration—opening a bill we didn’t expect, skipping care because it’s just too expensive, or wondering why something so essential has to feel so complicated.

    Read More

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