The FAIR and EASY Solution to Healthcare and Prescription Coverage

Partnering with businesses and healthcare providers to lower costs, broaden access, and improve care

A novel Approach

PERMA FAIR can save self-funded employee benefit plans up to 25% on healthcare costs


See How Much You Can Save


With Our Cost Savings Calculator

Realize the Benefits

The Fair Solution

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Lowering Costs, Improving Efficiencies

The PERMA FAIR solution goes beyond simply negotiating fair and reasonable rates. We also help eliminate unnecessary fees, clarify opaque billing practices, and streamline claims and payment processes, saving time and money for businesses and providers alike.

  • Our Custom Health & Benefit Network Design can save you as much as 25% on healthcare
  • Administration, claims and HR support provided every step of the way
  • No healthcare network restrictions and no referrals needed
  • Our dedicated team makes transition and implementation easy
  • Robust Stop Loss protection

Work with Us

Why PERMA FAIR?

We take the hassle out of healthcare. Our experienced team makes transitioning easy by handling everything from plan administration, claims, and HR assistance to dispute resolution, legal support, and more. We work alongside you every step of the way.


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See how much FAIR solutions can save your business and
employers on standard medical procedures and care.

Our Resources

  • Applying Smart Solutions to a Broken System

    Healthcare costs are out of control. I don’t think that’s news to anyone. Most of us have felt the frustration—opening a bill we didn’t expect, skipping care because it’s just too expensive, or wondering why something so essential has to feel so complicated.

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  • Health Insurance That Works — And Why I’m Helping Build It

    When I first heard the name PERMAFAIR, it caught me off guard — in the best possible way. It wasn’t a mash-up of tech jargon or a vague healthcare euphemism. It was a bold promise: to create a health insurance model built on permanence and fairness.

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  • Rewriting the Patient Experience Script

    As a new Registered Nurse, I quickly experienced how broken our healthcare system was. Disease treatment was prioritized over prevention, and patient satisfaction surveys like Press Ganey often mattered more than real health outcomes.

    Read More

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