Resources

Cost Calculator

PERMA FAIR can save self-funded employee benefits plans as much as 25% on healthcare costs.

  • Cut Through the Noise: Why Indexed Reimbursement is the Future of Fair Benefits

    The latest national pricing data confirms what many employers already suspect: the same medical procedure can cost two to nine times more depending on the hospital, insurer, or even the contract. A bypass surgery at one Boston hospital, for instance, billed Aetna members nearly $50,000 less than UnitedHealthcare members, according to a recent Fierce Healthcare report on Trilliant Health’s transparency analysis

    Read More
  • PERMA FAIR Launches Solutions to Address Mounting Health Benefits Crisis for NJ Public Entities

    In response to the escalating healthcare cost crisis facing New Jersey’s local governments and school districts, PERMA FAIR Health and Pharmacy (“PERMA FAIR”) has launched a comprehensive platform designed to reduce health benefit costs by up to 25% without compromising coverage or care.

    Read More
  • How I Found Purpose in a Flawed System

    At PERMA FAIR, we believe in providing healthcare benefits that prioritize people. We care about empowering our members and fighting against an unjust system. We can’t fix the industry overnight, but we can give people the tools to stop being taken advantage of.

    Read More
  • Applying Smart Solutions to a Broken System

    Healthcare costs are out of control. I don’t think that’s news to anyone. Most of us have felt the frustration—opening a bill we didn’t expect, skipping care because it’s just too expensive, or wondering why something so essential has to feel so complicated.

    Read More
  • Health Insurance That Works — And Why I’m Helping Build It

    When I first heard the name PERMAFAIR, it caught me off guard — in the best possible way. It wasn’t a mash-up of tech jargon or a vague healthcare euphemism. It was a bold promise: to create a health insurance model built on permanence and fairness.

    Read More
  • Rewriting the Patient Experience Script

    As a new Registered Nurse, I quickly experienced how broken our healthcare system was. Disease treatment was prioritized over prevention, and patient satisfaction surveys like Press Ganey often mattered more than real health outcomes.

    Read More
  • My Jerry Maguire Moment — Putting the Customer First

    For the first eight years of my healthcare career, I was deep in the game. The investor game. The pitch deck game. The “scale fast, sell faster” game. But something was off.

    Read More
  • Conner Strong & Buckelew Launches PERMA FAIR to Combat Rising Healthcare Costs

    Conner Strong & Buckelew, one of the country’s largest and most respected insurance brokerage, risk management and employee benefits consulting firms, announces..

    Read More
  • A doctor smiling warmly at a child patient, creating a comforting and reassuring atmosphere in the medical setting

    Reducing Healthcare Costs with Indexed Reimbursement

    Custom plan design, also known as indexed reimbursement or reference-based pricing, is a self-funded form of employe..

    Read More

Get In Touch

We Want to Hear From You

Have questions? Want more information? Click below and a representative will be in touch.